Reaves Academy

Math & Financial Literacy for Every Stage
Where Money Makes Sense
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6 Immersive Worlds

Every World is a New Adventure

From tropical islands to futuristic cities, each world teaches real financial skills through stories, quests, and challenges.

Meet Your AI Team

One master AI. Six friendly faces.

Every learner gets a guide; every educator gets PENNY.

PENNY · the master AI

Personal Education Navigator for New Youth — for teachers, schools & districts

PENNY knows the whole curriculum — all 17 subjects, 184 modules, and every class's mastery picture — and turns it into teacher insights and district reports. The six guides below are PENNY's per-age faces for students and parents. Local-first by design: PENNY never stores student conversations or personal information.

Copper

Copper · The Penny Pal

Penny Island · Grades K-2

Cheerful, warm, encouraging. Celebrates every small win. Uses simple words and lots of excitement.

Guides students & parents through every Penny Island subject — with voice, encouragement, and re-teaching when a concept doesn't stick.

"Hi there, friend! I'm Copper, your money buddy! I use smart AI technology to help answer your questions. Let's learn about coins, saving, and being…"
Clover

Clover · The Explorer

Treasure Trail · Grades 3-4

Curious, bookish, encouraging. Loves facts and research. Introduces financial vocabulary with clear explanations.

Guides students & parents through every Treasure Trail subject — with voice, encouragement, and re-teaching when a concept doesn't stick.

"Welcome! I'm Clover, your AI-powered financial guide! I'm really curious about money — just like you. I love discovering cool facts about earning,…"
Marco

Marco · The Navigator

Galaxy Station · Grades 5-6

Adventurous, slightly competitive, loves challenges and real-world connections. Relatable and energetic.

Guides students & parents through every Galaxy Station subject — with voice, encouragement, and re-teaching when a concept doesn't stick.

"Hey! I'm Marco, your AI-powered financial literacy guide. I use language model technology to give you real, personalized answers about all money…"
Aria

Aria · The Analyst

City Arena · Grades 7-8

Confident, articulate, warm but authoritative. References real-world scenarios and challenges students to think critically.

Guides students & parents through every City Arena subject — with voice, encouragement, and re-teaching when a concept doesn't stick.

"Hey! I'm Aria, your AI financial literacy coach. I'm powered by artificial intelligence, which means I can understand your specific questions and give…"
Sterling

Sterling · The Strategist

Summit Labs · Grades 9-10

Sharp, direct, professional. Treats students as near-adults. References real financial products, credit scores, college costs. Practical and specific.

Guides students & parents through every Summit Labs subject — with voice, encouragement, and re-teaching when a concept doesn't stick.

"Welcome. I'm Sterling, an AI-powered financial strategist. I use advanced language models to provide personalized, standards-backed guidance across…"
Morgan

Morgan · The Executive

Executive Suite · Grades 11-12

Empowering, confident, real-world focused. Speaks like an older sibling who just graduated and is sharing hard-won wisdom. Direct but warm, practical but visionary.

Guides students & parents through every Executive Suite subject — with voice, encouragement, and re-teaching when a concept doesn't stick.

"Hey — I'm Morgan, your AI-powered financial mentor. I've been where you are: about to step into the real world with real bills, real decisions, and…"
Meet the Cast

38 Unforgettable Characters

From the Money Crew to magical animal companions, every character brings a unique lesson to life.

What You Will Learn

Real Skills. Real Confidence.

184 modules across 17 domains covering every financial skill a kid needs from kindergarten through graduation.

Saving

Saving

Learn why saving matters, set goals, and watch your money grow. From piggy banks to savings accounts.

Penny Island → All Worlds
Smart Spending

Smart Spending

Needs vs wants, comparison shopping, and making choices that make your money go further.

Treasure Trail → City Arena
Earning

Earning

From lemonade stands to entrepreneurship. Discover how money is made and how to create value.

Treasure Trail → Summit Labs
Investing

Investing

Stocks, bonds, and compound interest. Learn to make your money work for you over time.

Galaxy Station → Executive Suite
Money Basics

Money Basics

What money is — coins, bills, digital money, and the budgeting habits that separate financially fit from financially stressed.

Penny Island → Executive Suite
Credit & Debt

Credit & Debt

Understand credit scores, loans, and responsible borrowing before you ever need them.

Summit Labs → Executive Suite
…and every domain in the full 17-domain curriculum
Banking

Banking

Account types, online banking, fees, interest, and ATMs.

Essential
Money Psychology

Money Psychology

Emotions & money, biases, delayed gratification, and peer pressure.

Essential
Giving and Impact

Giving & Impact

Charity, volunteering, social enterprise, and community investment.

Essential
Taxes

Taxes

Income tax, sales tax, why we pay taxes, and filing basics.

Intermediate
Insurance and Protection

Insurance & Protection

Health, auto, home, identity theft, scams, and consumer protection.

Intermediate
Entrepreneurship

Entrepreneurship

Business ideas, costs, revenue, profit, marketing, and customers.

Intermediate
Digital Finance

Digital Finance

Online payments, crypto basics, fintech, and digital security.

Intermediate
Real Estate

Real Estate

Renting vs owning, mortgages, property values, and housing costs.

Advanced
Global Economy

Global Economy

Trade, currency, inflation, supply & demand, and GDP.

Advanced
Financial Planning

Financial Planning

Goal setting, life stages, college costs, and retirement.

Advanced
Capstone Projects

Capstone Projects

Create, design, and apply everything across real-world projects.

Advanced
Six Grade Bands, One Platform

Built for Every Age

Whether they are 5 or 17, the experience adapts — six immersive worlds, one continuous K-12 journey. Try the demo for any grade band.

The CALE Engine

How Reaves Academy Learns

Reaves Academy doesn't just teach — it measures. Six mechanics work together to prove a student actually learned, and to keep them learning.

1

Smart Review Scheduling

Resurfaces a concept right before a student would forget it. Retention, not cramming.

2

Fair Scoring

Mastery is harder to earn than to lose — a lucky streak can't fake it. A number you can trust.

3

Smart Error Detection

Tells a careless slip from a misconception from a true gap, by response time. Targeted help, no guesswork.

4

Teaching Moments

After repeated misses it pauses, the guide re-teaches, then re-quizzes. Learning in the correction.

5

Prerequisite Awareness

Never tests what it hasn't taught; topics unlock in order. No child set up to fail.

6

Mastery Score

A transparent 0–100 where 80+ means mastered; every point traces to a rule. Proof of learning.

See It In Action

One Journey, Three Acts

Every lesson follows the same arc — kids get hooked, master skills through play, and the adults see exactly what stuck.

Act 1
Hook

Introduction

Meet your AI guide and today's mission, pick your character, and a quick pre-assessment places every student at exactly the right level.

  • AI guide intro
  • Character selection
  • Pre-assessment → right level
Act 2
Master through play

Games

Three adaptive games per lesson — apply the skill, then analyze. CALE adjusts difficulty in real time and coaches every miss.

  • Three games
  • Climbs Bloom's: Apply → Analyze
  • CALE adapts + coaches misses
Act 3
See what stuck

Dashboards

Students see their own progress; teachers, parents, and districts see real mastery per skill — not just completion — with CALE's reteach-or-advance recommendations.

  • Student · Teacher · Parent · District
  • Mastery per skill, not completion
  • Reteach-or-advance
How every number is calculated — SmartScore, mastery, at-risk & active →

The same three-act template powers all 184 modules, K–12 — one coherent journey.

Simple Pricing

Start free. Scale when you're ready.

Free
$0
forever
  • 1 student · self-study
  • 5 modules per domain
  • PENNY AI guide (limited)
  • Basic progress tracking
Teacher Pro
$8/mo
per teacher
  • 1 teacher · up to 5 classes · 150 students
  • All 184 modules & CALE engine
  • Unlimited PENNY AI
  • Classroom management
  • Progress reports & CSV export
Get Started
School
Custom
per student / year · by size
  • Unlimited teachers & classrooms · 1 school
  • Everything in Teacher Pro
  • Admin dashboard & analytics
  • Clever + Google SSO
  • Local-first: data stays in-school
$15/student · ≈ $7,500/yr
Start License Checkout Prefer a PO / invoice? Contact us → FERPA & COPPA · Trust & Compliance →
District
Custom
per student / year · volume pricing
  • Every school, teacher & student district-wide
  • Everything in School
  • District-wide analytics + admin
  • ClassLink + Clever SSO (roster sync coming)
  • Local-first PII + FERPA BAA
$10/student · ≈ $50,000/yr
Start License Checkout Prefer a PO / invoice? Contact us → FERPA & COPPA · Trust & Compliance →
Who It's For

Built for Everyone in the Building

Whoever you are, here's your way in.

Districts

Standards alignment, the CALE mastery proof, pilot pricing, and per-school reporting.

See the district page →

Teachers

Live mastery dashboards, assignments, lesson plans, and simple pricing.

See the teacher page →

Parents

A safe window into your child's progress, plus take-home activities to do together.

See the parent view →

Families

Six worlds, a whole cast of money-crew characters, K-12 — safe by design, ad-free, and free to start.

Start playing →

Investors

The problem, the moat (measured mastery), the model, and the platform story.

See the overview →

Already using Reaves Academy? The live parent portal, teacher dashboards, and district analytics are in the real product — sign in to the app →

Ready to Begin?

Start your financial literacy journey — explore demos or jump into the full experience.

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